We've been working on financial clarity since 2018
elavonitho started because too many people couldn't get straight answers about their financial health. Banks gave vague assessments. Advisors used confusing jargon. And most folks ended up making important decisions with incomplete information. We thought that needed fixing.
Started with a simple question
Why should understanding your financial position feel like decoding a secret language? Back in 2018, our founders noticed something frustrating. People came to them with spreadsheets full of numbers but no real understanding of what those numbers meant for their future.
So we built elavonitho around a different approach. Instead of drowning clients in technical analysis, we focus on clarity. What can you actually afford? Where are the risks? What options make sense for your specific situation?
It's not revolutionary work. But it is thorough. And over the past seven years, we've helped thousands of Australians make more informed decisions about their finances.
How we actually work with clients
Complete data review
We look at everything. Income sources, expenses, debts, assets, spending patterns. Takes about three days to gather properly because we'd rather be thorough than fast.
Risk mapping
Where could things go wrong? Job loss, rate changes, unexpected costs. We map out scenarios so you're not caught off guard by predictable problems.
Plain language reporting
Our reports explain findings in normal English. No confusing charts or industry terms. Just clear statements about what we found and what it means for you.
Our process in practice
Who does this work
Helena Valtonen
Director of Financial Assessment
Helena spent twelve years at banking institutions before joining us in 2019. She got tired of seeing clients get cookie-cutter advice and wanted to build something more personalized.
Astrid Bergström
Senior Financial Analyst
Astrid handles our most complex assessments. Before elavonitho, she worked in corporate finance but found analyzing individual situations more meaningful than quarterly reports.
Want to understand your financial position better?
We're taking new assessment clients for autumn 2025. First consultation is a straightforward conversation about your situation and what kind of analysis would be most useful.
Get in touch